Beth Kirbis
Licensed Real Estate Salesperson
Licensed Real Estate Salesperson
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Buyers
Welcome to the Beth Kirbis & Realty USA
Home Buying Experience
Homebuyers are highly selective. They have high standards and are particular about their homes. Purchasing is too important not to have the best advice, service and support possible.
There are many reasons to own your own home, some of which are:
- Freedom from rent
- Tax deductibility of mortgage interest and property taxes
- Appreciation potential
- Security
The Right Representation:
If you don't have a Buyer's Agent working for you, the agent helping you is really working for the Seller. I will help you avoid the most common mistakes Homebuyers make. Make sure that the agent you are working with has agreed in writing to represent you as a "Buyer's Agent".
Mortgage Pre-approval:
As your Realty USA Professional, I can put you in touch with a mortgage representative for many different financing programs.
Attorney's Approval:
It is important that you have your own personal attorney to approve your contract and close on your home purchase.
Home Inspection Period:
Every Buyer is entitled to a professional home inspection within the period of time specified on the contract of sale.
Mortgage Application & Commitment:
You have a determined number of days to apply for your mortgage commitment and a determined amount of time to obtain a written mortgage commitment from your lender.
Final Walk Through:
Happens just days prior to closing to inspect the property and assure you it is in the same condition as at the time of purchase.
Closing Date:
To be determined by both buyer's and seller's attorney.
Utility Activation:
Changing utilities over into purchaser's name after closing date has been confirmed. My website has all of the numbers necessary for utilities, phone and water posted under Local Phone Numbers.
There are many reasons to own your own home, some of which are:
- Freedom from rent
- Tax deductibility of mortgage interest and property taxes
- Appreciation potential
- Security
The Right Representation:
If you don't have a Buyer's Agent working for you, the agent helping you is really working for the Seller. I will help you avoid the most common mistakes Homebuyers make. Make sure that the agent you are working with has agreed in writing to represent you as a "Buyer's Agent".
Mortgage Pre-approval:
As your Realty USA Professional, I can put you in touch with a mortgage representative for many different financing programs.
Attorney's Approval:
It is important that you have your own personal attorney to approve your contract and close on your home purchase.
Home Inspection Period:
Every Buyer is entitled to a professional home inspection within the period of time specified on the contract of sale.
Mortgage Application & Commitment:
You have a determined number of days to apply for your mortgage commitment and a determined amount of time to obtain a written mortgage commitment from your lender.
Final Walk Through:
Happens just days prior to closing to inspect the property and assure you it is in the same condition as at the time of purchase.
Closing Date:
To be determined by both buyer's and seller's attorney.
Utility Activation:
Changing utilities over into purchaser's name after closing date has been confirmed. My website has all of the numbers necessary for utilities, phone and water posted under Local Phone Numbers.
It's all about getting you where you want to go!
Beth Kirbis
Cell: 716-907-8819
24 Hour Voice Mail: 716-743-5352
Email: bkirbis@realtyusa.com
Devoted - Dedicated - Determined
