Beth Kirbis

Licensed Real Estate Salesperson

 

 

Cell: 716-907-8819

Voice Mail: 716-743-5352

E-Mail: bkirbis@realtyusa.com

Welcome to the Beth Kirbis & Realty USA

 

Home Buying Experience

Homebuyers are highly selective.  They have high standards and are particular about their homes.  Purchasing is too important not to have the best advice, service and support possible. 

 

There are many reasons to own your own home, some of which are:

          

 

 

 

 

 

· Freedom from rent

· Tax deductibility of mortgage interest and property taxes

· Appreciation potential

· Security

The Right Representation:

 

If you don’t have a Buyers Agent working for you, the agent helping you is really working for the Seller.  I will help you avoid the most common mistakes Home Buyers make.  Make sure that the agent you are working with has agreed in writing to represent you as a “Buyers Agent”.

 

Mortgage Pre-approval:

 

As your Realty USA Professional, I can put you in touch with a 1st Priority Mortgage representative for many different financing programs.

 

Attorneys Approval:

 

It is important that you have your own personal attorney to approve your contract and close on your home purchase.

 

Home Inspection Period:

 

Every Buyer is entitled to a professional home inspection within the period of time specified on the contract of sale. 

 

Mortgage Application & Commitment:

 

You have a determined number of days to apply for your mortgage commitment and a determined amount of time to obtain a written mortgage commitment from your lender.

 

Final Walk Through:

 

Happens just days prior to closing to inspect the property and assure you it is in the same condition as at the time of purchase. 

 

Closing Date:

 

To be determined by both buyers and sellers attorney.

 

Utility Activation:

 

Changing utilities over into purchasers name after closing date has been confirmed.  My website has all the numbers necessary for utilities, phone, and water posted under

Local Phone Numbers.

 

 

 

 

 

 

 

 

My goal is to be your Realtor for life

because you deserve the best!