Beth Kirbis

Licensed Real Estate Salesperson

 

 

Cell: 716-907-8819

Voice Mail: 716-743-5352

E-Mail: bkirbis@realtyusa.com

Find Out If You Can Save Money By Lowering Your Mortgage Payment.

 

PMI (Private Mortgage Insurance) What NOBODY Tells You

 

Forgetfulness can be quite costly, especially when it comes to your mortgage.  It’s estimated that 40% of people who take out a mortgage have to pay Private Mortgage Insurance (PMI).  If you have no idea what that is, then it’s likely you’ll give money to your mortgage lender that should be going into you savings.  Click here for the full story.

 

The American Recovery and Reinvestment Act

 

First time buyers get a windfall if they buy before December 1, 2009. 

 

¨ The tax credit is available for first-time home buyers or others who haven’t owned a home in at least 3 years.

¨ The tax credit does not have to be repaid.

¨ The tax credit is equal to 10% of the home’s purchase price up to a maximum of $8,000.

¨ Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit

¨ The credit is available for homes purchased on or after January 1, 2009 and before December 1, 2009.

        Click here for the full story.